Wednesday, December 30, 2020

What Is Spyware? An Overview of Spy and Malware

 

Spyware is malicious software that can intercept and take control of your computer without your knowledge or consent. The presence of spyware in the computer of a person is a major threat to the privacy and productivity of a person. Spyware can get very easily installed to your computer without your knowledge. There are some software which can help you in fighting off the menace of spyware. Reading spyware reviews can help you in buying the best spyware remover available in the market. For, there are different types of spyware removers available in the market.

Spyware reviews contain all the features of the spyware remover.

The reviews tell the customers about all the different features of the particular spyware remover. You can come to know about the effectiveness of the spyware remover. You can find the reviews from magazines, newspapers and different online sites. Reviews are reliable as they are written by people who have already used the product. Thus you can also come to know about the negative aspects of the software as well. The spyware reviews can help you in choosing to buy the remover which best suits your requirements.

Spyware is not the same as worms and virus found in the computers. Spyware is designed to exploit the infected computers for commercial gains by the makers. The typical tactic adopted by spyware is through the use of pop up advertisements, theft of personal information and also monitoring the web browsing activity of the user.

The spyware which gets installed in your computer without your knowledge monitors your internet habit and this information is sent out to a third party who can use this for advertisement purpose.

Different types of spyware exist so it becomes very difficult to remove them from the infected computers. The most common form of spyware is adware. Adware works through sending one pop up ad after another pop up ad for different products and services while you are working online on your computer. The adware maker is thus able to collect your personal information and then starts bombarding you with spam and junk emails. This can at times become very frustrating to the user. In fact at times spam and junk emails outnumber the normal emails which you receive daily in your mail inbox.

There are some online companies that give its customers free trail of the spyware removers. You can read spyware reviews and find out about sites which provide its customers with such facilities. You can visit such sites and download the software and see for your self if it is effective for you or not. Such offers will help you in buying the spyware remover that will suit your requirements.

Always ensure that you go through different spyware reviews before you actually purchase the one. If you do not purchase the proper spy remover you could end up causing damage to your computer. Spyware reviews are the best sources to help you out in buying the best spyware remover.

Sunday, December 20, 2020

Identity Theft: It’s Not What You Think

 

By this time in 2007 it should be clear to just about everyone that identity theft is a real and growing problem throughout the world, but especially here in the United States where there is so much affluence (and of course available credit). The Federal Trade Commission reports that for the 5th year in a row identity theft topped the list of consumer complaints. In this article we will explore what identity theft is, how it is most commonly perpetrated, and how big of a threat it really is to the average consumer.

Credit Card Fraud versus Identity Theft

When someone illegally obtains your credit card information and uses it then that is credit card fraud. It is not identity theft in the purest sense but when the government estimates the number of identity theft victims and the financial impact of identity theft it generally includes this number. The term most commonly used now is Identity Fraud which broadens the scope to include credit card fraud. In 2006 the total estimated cost of identity fraud was $56.6 billion, up from $54.4 billion in 2005.

Credit card fraud accounts for approximately 26% of identity theft. The balance of identity theft is comprised mostly of new account identity theft, where your personal information is compromised to the point where the thief is able to establish new accounts (bank, credit card, utilities) in your name. This type of theft can have a devastating effect on an individual’s life and can take years and thousands of dollars to clean up and restore your good name. Some individuals never recover from this type of identity theft.

Identity Theft Thieves

Most people think of identity theft thieves as individuals or small groups working together, digging through trash or stealing mail. While these are legitimate methods used by thieves, there is also a much broader identity theft market that get little media attention. And that is from computer data breaches. The amount of personal information compromised from computer breaches in this country over the last two years is staggering.

In 2005 there were 151 major data breaches potentially compromising the personal information of 57.7 million individuals. In 2006 there were 327 data breaches totalling 48.8 million records. That’s over 100 million records of various types of personal information floating around. As a result an entire black market industry has developed for these stolen records.

This worldwide criminal identity theft marketplace is mature and is very structured. The players come from all over the world, but most of the Web sites where they meet are run from computer servers offshore or overseas, with many in the former Soviet Union, making them difficult to police. Credit cards, bank account numbers, Social Security numbers, and other personal data are commonly traded and sold in huge numbers. There are buyers and sellers, intermediaries, service industries, and even tutorials.

The Next Big Threat?

And the assault is continuing. Gary Miliefsky, a founding member of the U.S. Department of Homeland Security and chief technology officer of network security firm NetClarity, stated that Malware (an umbrella term used to a variety of hostile in intrusive program codes) attacks on personal computers are increasing at an unprecedented rate by organized criminals.

“Malware writers are attacking your computer like they never have before,” says Miliefsky. “Plain viruses are declining, and new attacks are taking advantage of a hole in an operating system or browser to plant Trojan viruses. As the business of online identity theft has continued to grow: malware is now an $8 billion industry, according to the FBI.

Preventing Identity Theft

Currently the average consumer has a 1 in 7 chance of becoming an identity theft victim. Identity theft thieves are attacking us on multiple fronts in their unrelenting quest for our personal information. Our trash cans are being rifled through, our mail is being taken, corporate computers are being hacked and now even our own personal computers are under attack.

The task of insuring the safety of our personal information should not be taken lightly. A method of tracking and monitoring your credit is crucial to insure that no one can create a personal financial and credit disaster through identity theft.

Thursday, December 17, 2020

Malware or Spyware

 

Malware is a new term used to describe malicious “mal” software “ware” that has no other purpose other than to destroy or disrupt a computer. Spyware and adware are considered to be malware.

There is only one reason for spyware to be put on your computer, and that’s to make money, and no, not money for you. When you download those funny and comical files that your friends e mailed to you, free video or music files, free wallpaper, etc. spyware usually comes attached.

The spyware industry is a billion dollar industry. There are people getting very rich selling the information they track about you and hundreds of thousands just like you.

Adware is a software program that also is attached with free downloads of many kinds. What adware does is cause pop ups on your computer, even when you’re done with the initial site you visited. That means that anytime you’re on your computer, surfing, checking e mail, or even working, annoying pop ups will appear.

There are ways for your to protect your computer. The first is for you to perform an on demand scan of your computer on a regular basis with anti spyware software.

It is suggested that you re-boot your computer after the initial scan and then re-scan to make sure that there are no “ticklers” left behind on your computer. These ticklers are designed to reinstall spyware. Don’t forget to run your regular anti virus software on a regular basis.

Next, stay away from free downloads. Don’t open up unsolicited e mail from anyone. Delete it from your server without opening it.

It seems wrong that people can do this to you, and it is.

It would be nice if it was against the law too. Well, someday it might be. There is a case in court in the State of New York right now. The State is suing a Los Angeles based company called Intermix Media for placing unwanted spyware on computers. If the State of New York is successful it could be the end of spyware.