Tuesday, March 30, 2021

Why So Many People Are Identity Theft Victims

 

So many people out there today have been identity theft victims, and there are many explanations for this. Basically, there are so many identity theft victims largely in part due to the fact of how technologically advanced the world has become.

After all, there is practically no one out there today that does not have or use a computer, and so that right there goes to show why there are so many identity theft victims.

Since the Internet first came out, it has been much easier for people to steal other people’s identities, and it is in fact so common now that odds are that you know someone or maybe even more than one person, of which have already been identity theft victims. If you learn all that you can then you can protect yourself against it and not be included in the identity theft victims’ category.

How to Protect Yourself
There are really many different things that you can do in order to protect yourself from identity theft, for instance you can make sure that you do not have any credit cards unless you absolutely need them, and if you are someone who does need them, then at least make sure that you only have one or two, rather than a whole bunch.

This way you will be less likely to lose one, and as well you will have less credit card numbers that are able to get out in the open and get taken and used by an identity theft perpetrator. Another good idea is to make sure that you rip up all of your bank receipts and statements once you leave the bank, unless you have a safe place in your home that you keep them.

You never want to leave your bank receipt on the top of the ATM machine, for instance, because someone can actually take that and use the information on it and steal your identity. It is actually really unbelievable as to how easy it is for someone to steal your identity, and so you definitely want to make sure that you take all of the precautions that you possibly can.

There are so many people out there that are more than willing to help you out throughout this process, and so you want to make sure that you take full advantage of this, so that you can get as much information and protect yourself as best you can.

Ten Ways to Fight Identity Theft

 

Recent reports estimate that as many as one in ten of the population have been a victim of indentity theft, one of the fastest growing crimes of the last few years. By using a variety of means to usurp your identity and pass themselves off as you, the criminals involved go on to commit fraud and theft in your name – leaving you to pick up the pieces afterwards.

The effects on your credit rating can be devastating and often take years to completely fix, so prevention is obviously better than cure. Here are ten simple ways to help you avoid becoming a victim.

1: Be careful with your old documents such as paid bills, bank statements, and receipts. Either keep them safely stored or destroy them if you don’t need them anymore. Don’t just throw them away, as fraudsters often start stealing an identity by searching for these very kinds of documents in household waste. Shredding or burning unneeded papers will prevent this first step.

2: Store your personal documents securely by keeping them somewhere out of the sight of visitors to your home.

3: If you change your address, make sure that you inform your bank, utility companies, and everyone else who sends you mail. Documents wrongly sent to a previous address are a favourite target of fraudsters.

4: Make sure that when you stop using a credit card or bank account, you actually formally close the account rather than letting it go dormant. Having an unused, forgotten about account resurrected by a fraudster might not even be noticed until serious damage has been done.

5: Watch your plastic – make sure you know where your credit, debit and ATM cards are, and tell the issuing banks immediately if you lose them or they’re stolen.

6: If possible change your PIN numbers and passwords to something easily memorable, and NEVER write them down, especially not on scraps of paper kept in your purse or wallet.

7: Don’t respond to phishing. Banks will never ask you for personal details via email, and won’t ask you for the password to your account. You don’t need to ‘reconfirm’ your details following an email request either – just delete the email. If in any doubt at all, call your bank to make sure the request is genuine.

8: Use anti-virus software and firewall on your computer, especially if you use online banking of any kind. Keep the software up to date as well to guard against attempts by hackers to discover personal information on your computer.

9: Check your bank account and credit card statements carefully when you receive them, and query with your bank anything that you can’t identify. Spotting a fraud in progress early on will vastly help in minimizing the damage it causes.

10: Finally, monitor your credit reports regularly to see if anything appears that seems odd, such as applications for credit cards that you didn’t make, or missed payments on finance that you haven’t taken out. Services are widely available online which can help you do this by automatically informing you when something on your file changes.

None of us can be 100% sure that we won’t fall victim to the crime of ID Theft, but by taking the measures listed above you’ll be making the job of any potential fraudster very difficult indeed, and they’re likely to move on to an easier target!

Friday, March 19, 2021

Free Domain Names

 Without a domain name, a person does not have a suitable way to find a website.  The only problem is domain names cost money. Granted, if a person is operating one or two sites, the cost of a domain name, (which ranges from $1.00 to $35), probably isn't too steep. However, what if one is an avid marketer, making profit from hundreds of sites?  Even the minimum in domain name fees can add up. This is why Internet marketing gurus might want to consider signing up for free domain names. Three types of free domain name exist: third level domain names, top-level domains with lesser used extensions and top-level names with traditional extensions.

The first type of free domain name is known as a third level domain name, also referred to as a subdomain. This is a domain name that is commonly distributed by free web hosting companies or affiliate programs. Yet, there is a downside to this type of domain name. This downside involves the second level domain name, (usually the company's name), having to be a part of the third level domain name. For example, consider a website created with free blogging networks such as tumblr.com , blogger.com , wordpress.com or weebly.com .

If a webmaster chooses 'web hosting' as their third level domain name/subdomain, the following would be the syntax: webhosting.tumblr.com , webhosting.blogspot.com , webhosting.wordpress.com and webhosting.weebly.com . Such a domain name is not very convenient for potential visitors, so webmasters may want to consider redirecting these types of URLs to other versions of free domain names, but as of this writing in March 2021, only tumblr.com and blogger.com permitted redirecting their subdomains to another service free of charge. Wordpress.com and weebly.com require you to use their own paid domain name registration service if you want to redirect their free subdomains to a second level domain of your choice.

The second type of free domain name is a top-level domain name that contains an extension that is not as popular in the Internet world. Examples are the types of free domain names offered by http://www.dot.tk . The extensions offered by this company are: .tk, .ml, .ga, .cf and .gq .  These are far from a .com or a .net, but they are not as cumbersome to use as a third level domain name. The main key is going to be making sure the initial domain name is short and easy to remember, so potential visitors won't be as put off by the unusual extension.

Finally, there are free domain names with the original extensions that are more commonly used such as .com, .net or .org. It is very common now days for hosting companies to offer a free top-level domain name if you take up their paid webhosting package.

In conclusion, free domain names can be an excellent alternative for someone needing domains for several websites. The best domains are the original top-level domains, though a third level domain name is better than nothing. To sign up for a free domain name, you can register one at www.dot.tk or do a search for free domain name companies on the Internet.